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Lidget Green Primary School

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Financial Education

Helping your child understand money.

Conversations about Money

HSBC are offering a free PDF download called Fairer Tales – some traditional tales with a financial focus that you can read with your children and then discuss.

“Our research shows that financial behaviours begin to develop from around the age of 7. To help parents, guardians and teachers give children a head start on building financial sense that will last them a lifetime, we’ve partnered with the award winning children’s author Emma Dodd to create ‘Fairer Tales’ a book with a modern take on traditional fairy tales.

The book twists the traditional fairy tales of Cinderella, Sleeping Beauty and Rapunzel so that the princesses no longer rely on Prince Charming to save them. Instead, it’s their financial acumen that gets them through, setting a positive example for both young girls and boys about the potential of women and girls to achieve their financial goals themselves.”

You can download the PDF – or a podcast of the stories here

Pocket money apps

Rooster  offers a free app (with in-app purchases)  which lets your children keep track of their money, save towards goals and earn rewards while you oversee what money goes ‘in’ and ‘out’ of their account. For example you may have added £10 of birthday money to your child’s account. You keep the actual money. While you are out shopping your child asks for the latest craze – you can check together if they have enough money in their account. If they do, you pay for the item and deduct the amount from their account. Just like real banking without the risks!

gohenry offers children aged 6-14 a debit card linked to an account held by a parent. There’s an online account for you, and a linked account for each of your children, managed through mobile and web app. Each child gets their own gohenry Pre-paid Debit Card with parental controls. Only the money on the card can be spent, there’s no danger of debt or overdraft. There is a charge of £2.99 a month per child for this app.

Osper (costing £2.50 a month) and Nimbl (costing £15 a year) are two similar apps that offer debit cards backed by Mastercard. Nimbl – part of the Parentpay group – offers a chance to link the card to a savings account so children can choose to transfer money and get into the savings habit.  and

For younger children, Pigby’s Fair  stars money saving heroes, Pigby and Friends, who embark on adventures around an animated fairground where they are challenged to save or spend. The app, aimed at 4-6 year olds, is free to download here.